1. The copyright to the content, design, and any listing in this website is owned by Box Legal Limited (“we” or “us”) except for any downloadable reproduced case reports, to which the terms below do not apply. You may print and download extracts from this site on the following conditions:

1.2 The documents and graphics on this site are for personal use or for use within your firm or organisation; any copies of these pages that you view, print or save to disk or to any other storage medium may only be used for your personal viewing or for viewing within your firm or organisation and any pages or extracts printed or saved to disk or stored in any way, may not be distributed to third parties or sold or otherwise circulated for profit. You may however provide extract copies to third parties as part of any professional advice you may give them, provided that the source of our material is acknowledged in all copies.

1.3 You must not reproduce or store any part of this website or include it in any public or private electronic retrieval system or service.

2.1 While we try to ensure that this site is normally available 24 hours a day, we will not be liable for loss if, for any reason, the site is unavailable for any period of time.

2.2 Access to this site may be suspended temporarily or permanently and without notice. Where it is urgent to deal with any notifications relating to policies issued by insurers, you can alternatively contact us by fax, email or post.

2.3 Certain areas of this website are password protected (“protected areas”). In relation to any username and/or password allocated to you by us, you will:

2.3.1 Keep it secure and confidential and not disclose it to anyone outside your firm or organisation

2.3.2 Immediately notify us when any person within your firm or organisation leaves or is otherwise no longer authorised by you to access this website on your behalf, giving us details of all usernames and passwords of which they may have knowledge

2.4 The use of any password or username allocated to you is your sole responsibility. We will not be responsible for any loss caused by authorised or unauthorised use or misuse of this website by anyone using your username or password.  You can protect yourself at any time by requesting full details of your transactions with us, including the provision of regular reports by email.

2.5 We will try to ensure that this website is free of anything which could damage delay or adversly affect your hardware, software or any electronic system on which you rely, but because of the nature of electronic systems and the existence of viruses, worms spam etc in general circulation, we will not be responsible for any loss caused to you by accessing this website or any associated, recommended or redirected site or server.

2.6 This website offers links to other sites - they enable you to leave this site. We do not control the linked sites and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. The third parties controlling those sites are responsible for ensuring that their material complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in their material. We are also not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

2.7 We will try to maintain the security and confidentiality of any communication you have with us or data you supply to us, but due to the nature of internet communications, we cannot guarantee the secuity or confidentiality of internet communications either in your transmission to us or our onward transmission to any insurer or third party, and will not be liable for any loss arising as a result of a breach of security or confidentiality for this reason.

2.8 Where without charge we modify your software or hardware in order to assist your communications with us (whether via this website or otherwise) or to improve the functionality of your software, we will not be responsible for any loss you suffer as a result, and it will be entirely your responsibility to check and verify the functioning of all such hardware and software following modification.

3.1 The material on this site is supplied free of charge and does not constitute financial, legal or other professional advice either in relation to the products detailed in this website, or on any other issue. You must make your own inquiries and investigations before taking (or refraining from taking) any steps based on the material on this website and you should consult the appropriate advisor if you require expert advice.

3.2 We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission or loss from the use of this site, or any material contained in it, or from any action or decision taken or not taken as a result of using this site or any such material.

4. The Interactive Services on this Website

4.1  In relation to interactive services on this website such as costs calculations, bill or correspondence production and any similar facility:

4.1.1 It is your responsibility at all times to check and verify any information you supply to us. It will not be checked by us however unlikely the information may appear.

4.1.2 It is your responsibility at all times to check and verify any calculation or document supplied by us as a result of information given to us or otherwise. The documents and information we supply are automatically produced, based on the information you have supplied, and are not checked by us.

4.1.3 In respect of our cost calculation, bill production and correspondance production services, (and any similar services) the service we provide consists of providing you with an electronic version of the relevant document. We do not correspond directly with third parties on your behalf. Accordingly, if you have not received the relevant document there has been an error and you should contact us. You should not assume it has been sent by us to a third party on your behalf.

4.2 In relation to interactive services on this website enabling the transmission of requests for the issue, cancellation, or reinstatement of insurance policies, and the provision of information in relation to them, and any similar facility:

4.2.1 It is your responsibility at all times to check and verify any information you supply to us and any document, acknowledgement or confirmation we supply to you. Although some checking is carried out by us, you may not rely on any checks we carry out or should carry out, and policies may be affected by any information you supply (however unlikely the information may appear) or your failure to make the above mentioned checks.

4.2.2 When you ask for an insurance policy to be issued, we acknowledge your request, and transmit that request to the insurer. We then transmit any confirmation or rejection from the insurer to you (in the case of a confirmation, you will receive an issued certificate of insurance). It is your responsibility at all times to check that you have received the expected acknowledgements and documents. You must not assume a policy has been issued simply by virtue of your request.

4.2.3 When you ask for an insurance policy to be reinstated, or cancelled, or you advise us that proceedings have been issued, we transmit that request or advice to the insurer. We then notify you that you may treat the policy as reinstated or cancelled as appropriate, or that proceedings have been notified, unless you hear otherwise. It is your responsibility at all times to check that you have received that notification from us. You must not assume a policy has been reinstated or cancelled, or that proceedings have been notified, simply by virtue of your request.

4.2.4 When you advise us either that you have recovered a policy premium or that it is necessary to claim on a policy, we send you, in the case of the former, an acknowledgement containing instructions for the next steps to be taken or, in the case of the latter, we forward you the insurer’s claim form. It is your responsibility at all times to check that you have received that acknowledgement or claim form as appropriate. You must not assume that we or the insurer has received your communication, simply by virtue of you sending your advice.

4.2.5 Only the acknowledgements, and notifications from us referred to in paragraphs 2.2.2 to 2.2.4 above will be accepted by us as proof that any of the matters referred to in those paragraphs were notified by you to us.

4.2.6 We hold all claim monies, premium payments and any other money received on your behalf, in a designated client account (normally only for a very short period to allow for clearance etc), but any interest we earn on those monies will be due to us, and will not be credited to you.

5. General Terms and Definitions

5.1 By accessing any part of this site, you will be deemed to have accepted these terms in full.

5.2 In these Terms and Conditions the following definitions apply:

5.2.1 “we”, “us” or “our” means Box Legal Limited or belonging to it.

5.2.2 “you” or “your” means you, your partnership, Limited Liability Partnership, Limited Company or other bussness organisation, and its partners, members and directors, and its employees consultants and self employed individuals within its control.

5.2.3 “loss” means any damage (including, without limitation, damages for loss of business or loss of profits, reputation or goodwill) arising in contract, tort or otherwise

5.3 These terms are governed by and interpreted in accordance with English Law. Any dispute will be subject to the sole jurisdiction of the Courts of England and Wales.